Welcome and thank you for visiting!

      For most consumers, a crucial first step in the mortgage process is getting on-line and doing some research.  So, I want to thank you for allowing me to be a part of your due dilligence and giving me the opportunity to earn your trust and confidence.

     Here, amongst these pages you are getting the best insights from my vast clientele and 17 years of mortgage, financial, and economic experience.  The content of my site is meant to be educational.  My belief is that as an informed consumer you make better choices; and when you make better choices your financial gains will be greater.  This is more important than ever given the economic events over the last couple of years and the tremendous amount of change to hit the lending industry.

     Education and awareness, however, will only take you so far.  At some point you need a professional who is in the trenches day-in and day-out to look objectively at your situation, will explain your options and challenges, and be a champion for you.  That is what I do for my clients.

     I realize on the surface a mortgage looks to be a relatively simple product.  Find the lowest rate and cost combination and you are in business, right?  Wrong!  A mortgage is an intensely personal, complex and sophisticated financial instrument and transaction – especially today.  It is because of this highly dynamic nature and financial enormity you will not find interest rate quotes, links to interest rates, or an online application on my site. 

     As your Professional Mortgage Originator, I believe in taking a personal approach to your unique situation and circumstances.  This “concierge” level of service allows me to:  be your own personal interest rate shopper, articulate financing options available to you and their associated trade-offs, distill and communicate real-time market and economic data to determine appropriate interest rate lock/float strategies, anticipate problems or opportunities available to you, and provide a perpetual resource well beyond the closing of the transaction.

Thank You!

Always feel free to contact me directly:

Direct Phone: (303) 999-0703

Email:  dwalker@afg-co.com